Retirees in the United States may not have received their Social Security check or direct deposit for December yet. If you were born between the first and the tenth, December 11 will be your payment day. Of course, you must apply and be approved after April 30, 1997. If you are on Supplemental Security Income, you cannot receive this check on December 11.
Payment amount
The amount will depend on your earnings. This is the average retirement benefit for December, so $1,927 is one of many possibilities. If you were not a high earner, you would not receive the largest benefit payment, up to $4,873.
Social Security payment of $1,927 a week
If you did not receive your payment on December 3 and are not eligible for a check or direct deposit on December 11, there are still 2 more opportunities. The closest time a payment will be issued is December 18.
The administration has confirmed that on December 18, if your birthday is between the 11th and 20th, you will receive a Social Security payment. Retirees who began receiving benefits after April 30, 1997, are also eligible. They also cannot be on SSI.
Similarly, other retirees will receive their check or deposit from Social Security on December 24 instead of Wednesday, December 25. This is because December 25 is a federal holiday. Therefore, payments need to be sent in advance.
Requirements for Social Security in December 2024 or January 2025
Remember that you can claim your retirement benefits up to 4 months before the date you receive your monthly payment. To receive Social Security you must:
- Be at least 62 years old, but filing early will reduce the check.
- Must apply for Social Security
- Must wait for approval
- Must earn at least 40 work credits.
Workers who want a larger benefit payout in retirement can postpone their retirement until they turn 70. Their monthly payment will increase by about 24%. If you earn the taxable maximum in jobs covered by the SSA for 35 years, you can receive up to $5,108 in 2025, up from $4,873 in 2024.
Conclusion
Social Security payment dates are important for retirees in the United States, especially in December and January when federal holidays and other factors may affect payment deadlines. It is essential to make sure your information is up to date and that you meet all the requirements so that you receive your payment on time.
Additionally, those who want to maximize their retirement benefits may consider delaying their benefits so that they receive a higher monthly payment. Additionally, choosing the right timing for your monthly payment can help you with financial security in the long run.
Make informed decisions about your retirement plans and make sure you are well-informed about all the requirements and options so that you can enjoy a comfortable and secure retirement.
FAQs
Q. Can I receive my Social Security check on December 11?
A. If you were born between the first and the tenth of January and applied and received approval after April 30, 1997, then yes.
Q. Will I receive a check if I’m on Supplemental Security Income (SSI)?
A. No, if you’re on SSI, you cannot receive a check on December 11.
Q. Who will receive a Social Security payment on December 18?
A. People who were born between the 11th and the 20th of January and began receiving benefits after April 30, 1997, will receive a payment on December 18.
Q. Will I receive a payment on December 25?
A. No, because December 25 is a federal holiday, the payment will be sent on December 24.
Q. What should I do to receive a larger benefit payment?
A. You can postpone your retirement until you are 70 years old, which will increase your monthly payment by about 24%.